The Free Medicare SmartStart Program™, Limited Appointments Available
If you are getting close to age 65 wondering if you need to sign up for Medicare and worrying about how to avoid paying a late penalty, don’t rely on assumptions or risk your financial future by doing things on your own!
Confidently knowing EXACTLY what to do with Medicare, and when, is the KEY to avoid messing anything up, making a major mistake and to protect yourself from paying a late penalty for life, and only the FREE Medicare SmartStart Program™ will show you how!
LIMITED APPOINTMENTS ARE AVAILABLE
With Social Security offices no longer taking in person appointments for Medicare applications, you are left alone and lost to figure out all of the fine print without the guidance or help you thought you would have. Unfortunately, many Medicare applicants get things wrong where common and costly mistakes are made that cannot be undone.
We are the ONE and ONLY approved agency authorized to offer the free, nationally recognized, 5-star rated Medicare SmartStart Program™ for residents in King County. We are conveniently located in Renton.
Due to new rule changes for those applying for Medicare Part A and B benefits, our FREE Medicare SmartStart Program™ service and penalty prevention services are in high demand. We currently have the ability to accept about 10-15 appointments per week, typically scheduling 2-3 months in advance, so don’t delay or you may miss out!
Apply For Your Appointment Now by clicking the BIG button below
Wondering what the FREE Medicare SmartStart Program™ Is?
Because Congress recently made THREE (3) KEY CHANGES to Medicare (which a lot of people weren’t told about or missed), for the first time in history for those applying for Medicare Parts A and B there is more cause of making critical mistakes that lead to more costly penalties to be paid for.
The new rules and requirements are for all applications submitted after September 18, 2021
The new law and legislation passed by Congress in the 4-part Consolidated Appropriations Act (2021-2024) that redefined the deadline for your Medicare penalty period and now requires additional considerations for creditable coverage eligibility especially if you are choosing to work past age 65.
The new procedures and process passed by Congress written into the Inflation Reduction Act (IRA) effective January 2025, that requires all Social Security offices across the country to limit and severely restrict all availability for in person appointments for Medicare applications. Legal US citizens are now required to complete this challenging task alone, on their own.
This is VERY IMPORTANT, maybe more than you were aware of, if you are planning to wait to collect Social Security benefits after age 65.
You now have to do things VERY DIFFERENT, being left lost to fend for yourself. It’s no longer as simple as it once was.
Now, Many, if not most people are concerned and even clueless about what they must do with Medicare and when to do it. Many feel fearful and frustrated trying to do it themselves, not knowing where to start. If that sounds like you, you’re not alone.
That’s what our FREE Medicare SmartStart Program™ is all about, and how we help people JUST LIKE YOU.
The program was developed to provide you a sure-fire proven solution to this problem and free you from having to figure out all the fine print alone on your own in isolation at home.
You no longer have to rely on your guesses or assumptions worrying and wondering if you are doing things right, in the right way at the right time.
Relying on our Free Medicare SmartStart Program ™ is a much better way, rest assured.
As an active adult always on the run, we are sure you’ll agree that cutting through the cutter is important so you can be more confident and certain you aren’t messing up anything or making common mistakes and that you absolutely avoid paying an expensive late penalty for life.
Our SOLE GOAL of the FREE Medicare SmartStart Program™ is to have us handle your Medicare planning process and do everything FOR YOU so you don’t have to do much of anything.
Instead, you can spend your limited free time doing things you actually want to be doing, like enjoying hobbies like gardening, golfing, being with grandkids and staying social with friends.
If you don’t want to deal with Medicare directly or don’t have the time, let us take away that stress of trying to tackle it on your own.
We save you headaches and hassle others complain about trying to deal with Medicare on their own.
We are here for you and happy to help, you just have to ask…
Apply For Your Appointment Now by clicking the BIG button below
The FREE Medicare SmartStart Program™
Was Designed for TWO Reasons:
To EDUCATE those in King County and surrounding areas about the new rule changes to the Medicare application process and procedures in an easy way to understand, who know they have to do something about Medicare but aren’t sure where to start.
They want to know for sure “if” they need to sign up for Medicare, or “if” they can wait until later in life. Some are ready to retire at age 65 and know they need Medicare, while others make the choice to keep working past age 65 and now want to know if Medicare would be more favorable for them financially and benefit wise than keeping their healthcare coverage from work, but either way, they’re worried about and wondering.
“How do I get things done, done on time, and done right so I don’t have to pay an expensive late penalty?”
Reason 1
To EMPOWER those who are concerned, confused and clueless with a smarter and better solution that helps them feel confident and certain with filling out and filing their Medicare application forms.
When you’re trying to figure out all the fine print at home alone it doesn’t take much time to realize how hard it is to make sense of everything that must be done with Medicare when you try to do it yourself and then you can start to second guess yourself:
“Am I making a mistake with what I should or shouldn’t do, why is this so complicated?”
“There are multiple forms to fill out, which ones am I suppose to submit?”
“If I mess something up, will I have a gap or lapse in coverage and be un-insured?”
There is no need to try to tackle this on your own. We are here to fix the problem with a smarter, better solution. Confidently knowing EXACTLY what to do with Medicare, and when, is the KEY to avoid making any common mistakes, messing things up and preventing and protecting yourself from expensive late penalties for life, and only our Free Medicare Planning Program will show you how!
Reason 2
Even If Right Now, You Can't Say You 100% Know What To Do...
IT'S OK!
Every Baby Boomer in the Seattle area we work with was at that point, too…and that’s the exact reason we invested in bringing the FREE Medicare SmartStart Program™ to the area. To meet the demands of the people who feel fed up…frustrated…like it really grinds their gears that the Federal Government is failing to provide the public with adequate assistance…leaving them left high and dry…lost and alone…forced to figure out all the fine print.
You’ve worked hard your whole life and played by the rules. Paid your fair share of taxes, too, while others don’t.
Why do they make it so damn difficult to make sense of Medicare and get what you deserve?
Trying to tackle everything on your own is no place to be. We are here to fix this problem with a better, smarter solution.
We whole-heartedly believe confidently knowing EXACTLY what to do with Medicare (and when) is THE KEY to absolutely avoid making any of the common mistakes, messing anything up, and prevent and protect yourself from paying a late penalty for life…and only the FREE Medicare SmartStart Program™ will show you how!
Apply For Your Appointment Now by clicking the BIG button below
When you rely on our Free 3 Step Medicare SmartStart Program™
you can enjoy everything Done-For-You from start to finish without having to do much of anything yourself!
Step #1
- Strategy Session
We provide face-to-face appointments, no robots on phones, where we can sit and get acquainted, have you share your situation, get accurate answers and advice to your questions and we’ll help you decide what to do or not do and why.
We provide a personalized plan to put in place for your unique situation, timeline and To-Do list so you know the exact step-by-step process to start Medicare
We will send you home with a helpful Medicare planner detailing critical checklists that will be followed plus crucial communication checkpoints to keep you in the loop along the way, which means you’ll know how we will get you where you need to go and you won’t be left wondering what we will do or worry about when it will get done.
You’ll have peace of mind and sleep more soundly knowing your Medicare planning process is done, done right, done on time, and done for you!
Step #2
- Sign Up Session
Option A: Sign up for Medicare at age 65
If you DO need to sign up for Medicare at 65 we will fill out and file your Medicare Part A and B forms and submit them for you.
Our approved agency will save you time for processing and approval of your forms. While others who DIY have to wait anxiously for 3 months or more, you will enjoy 3 weeks and sometimes as fast as 3 days!
Option B: Suspend Medicare at age 65
If you DON’t need to sign up for Medicare at 65 we will only file your Medicare Part A form and disclose you will keep healthcare coverage from your employer (or spouse’s employer)
A “proof of creditable coverage” form will be completed and pre-filed for you, to start a proper paper trail to help prevent and protect against paying a future late penalty when you sign up for Medicare Part B later in life.
Option C: Sign up for Medicare after age 65
If you DO need to sign up for Medicare after age 65, we will fill out and file your Medicare Part B form if you already have Part A or both Part A and B forms, and submit all applications for you
We will coordinate with your employer to request proof of creditable coverage, (if you did not pre-file with us previously), to prevent and protect against you paying a late penalty and permanently increasing your monthly Medicare price for life.
Step #3
- Shopping Session
When our approved agency is attached to your application, we will be notified when your Federal forms are processed before you are snail-mailed your Medicare ID card
You will be called to confirm Step #2 is complete, and are now eligible to begin the Medicare Insurance company comparison process to choose your coverage.
In our area, there are 8 companies we represent and over 64 plans, so having a smart strategic way to sort through the sea of insurance companies is the only way to get a better bang for your buck
Your private, confidential profile will be created and stored on our secure server by collecting your current doctors, drugs, health history, potential upcoming procedures, hospital and pharmacy preferences, along with any wants you might wish for from your new Medicare coverage.
Our specialized and sophisticated software will instantly and accurate analyze all plan options and produce real-time results with research and about 3-4 recommendations where you can get more and pay less with Medicare so you keep more money in your pocket (which is what you deserve!)
You remain in complete control of your choice, and if you decide, we can also assist in completing any additional applications for you; this way, you won’t have to fill anything out on your own.
The FREE Medicare SmartStart Program™ Has Been Used Successfully...
WITH AS MANY DIFFERENT SITUATIONS AS YOU CAN THINK OF!
BUSY BOOMERS Ready To Retire
Why? Because active adults — men, women and couples — always “on the run” need a simple, smart solution to cut through all the clutter. Whether gardening or golfing, going to church or going out to dinner, going on vacation, a concert, or hanging out with your grandkids…if you are actively involved with friends, family and social activities, a time-saving shortcut is a strong motivation to rely on the Medicare SmartStart Program™, letting you enjoy everything done-for-you, without costing you a dime!
SELF-PROCLAIMED Confused & Clueless
Why? Many of my Medicare SmartStart Program™ participants do not understand the new rule changes for applying for Federal Part A&B benefits, and become frustrated with the old, outdated (often incorrect or incomplete) instructions found online. They are anxious and fearful about making any of the common mistakes which can cause a permanent lifetime penalty to be paid. The lack of knowledge and know-how in attempting to apply on their own, wanting help from a local expert to avoid potential problems is the reason the free Medicare SmartStart Program™ is what they rely on!
PROACTIVE PLANNERS Who Take Full Responsibility For Their Future
Why? A lot of my Medicare SmartStart Program™ participants know that taking a proactive role in planning for their future is important, whether it be their health, wealth, or legacy. That means they are aware about, read up on, and have a purposeful plan in place about healthy living, diet and exercise, they research and take vitamins and supplements, try to eat right, do their best to stay out of the doctor’s office and the hospital — and have invested along the way for their financial future. The very same thoughts and motivations to stay out of doctor’s offices and see a successful savings strategy are the reasons they rely on my Medicare SmartStart Program™!
They tell me they want to do everything they can to have a planned-out path that will hold them by the hand, step-by-step, from start to finish so they feel confident things will be done, done right, and done on time — making their move to Medicare smooth, seamless and stress-free.
THOSE NEARING 65 Who Aren't Ready To Retire And Won't Stop Working
ESPECIALLY SELF-EMPLOYED BUSINESS OWNERS, OFFICE WORKERS, BLUE COLLAR TRADESMEN, SCHOOL EMPLOYEES...EVEN DENTISTS, DOCTORS, CPAS, AND OTHER FINANCIAL PROFESSIONALS...AS WELL AS ANYONE ELSE WITH A HIGH-DEDUCTIBLE MEDICAL PLAN...
Why? Because while they choose to keep working past 65 (either by choice because they love their job or by circumstance because they need the money), they are smart enough to know they should compare the out-of-pocket costs of buying a Medicare insurance plan VS keeping employee insurance from their employer. Employers are getting away with paying less and less while employees are having to pay more and more, meanwhile the costs with many Medicare insurance plans are drastically dropping. Now, is the time to keep working for income, and use Medicare for insurance…WIN-WIN!
ESPECIALLY Engaged Grandparents
Why? Grandparents who are involved with all the hustle and bustle of going to grandkids games, toting them around town, seeing them home from school, or helping them with homework or Bible study often tell me that’s why the felt the need to use my proven and popular Medicare SmartStart Program™. Once-in-a-lifetime memories and milestones may occur on any afternoon…usually unexpectedly. First goal, first home run, first fall riding a bike — but many of those moments will be missed if your spending your time dealing with Medicare instead of being there like grandparents are supposed to be.
THOSE OLDER THAN 65 Who Kept Working And Don't Want A Penalty
ESPECIALLY MARRIED COUPLES WHERE ONE SPOUSE IS OLDER THAN THE OTHER, EMPLOYEES WHO KEPT EMPLOYER HEALTHCARE WHILE WORKING, BUT NO HEALTHCARE IN RETIREMENT...OR ANYONE WHO WAITED TO RETIRE AFTER 65 UNTIL FULL-RETIREMENT AGE...
Why? Because people who don’t sign up for Medicare at 65 accrue a costly late enrollment penalty every month that goes by, increasing the price you pay for both Medicare Part B and Medicare Part D — and they want to avoid paying any penalty but don’t know what to do. Anyone in this common situation, IS in the sights of the Government assessors, and IS at a definite disadvantage. Prepare to pay if not properly prepared and without proper planning.
COST-CONSCIOUS SMART SHOPPERS Who Want More And Pay Less
Why? Everyone wants to get the most out of Medicare and pay the least out-of-pocket, but no one is really willing to do the work, or spend the time required, to sort through the sea of insurance companies and compare costs — rather wanting an instant and immediate answer to which plan is best.
Participants of my Medicare SmartStart Program™ are always eager and excited about our comprehensive ability to assist in comparing companies, costs and coverage to help you pick your private insurance plan, too!
After inputting all your doctors and drugs, priorities and preferences, an accurate comparative analysis, review and research is completed at no cost, which will reveal the top rated local, regional and national coverage choices and plans you can pick available to you based by zip code. You will receive recommendations unique to you and your needs, so you’ll know how to get more and pay a lot less — without question! It’s the only way you can get the very best bang for your buck, the very first time you pick a plan..
Apply For Your Appointment Now by clicking the BIG button below
The Free Medicare SmartStart Program™
Is The Ultimate Step-By-Step Shortcut To Save You Time, Save You Uncertainty, And Save Your Sanity...GUARANTEED!
Finally, The Help You Want And Wish For Is Here!
THE OLD WAY TO PREPARE FOR MEDICARE:THE OLD WAY TO PREPARE FOR MEDICARE:
Fed up and frustrated feeling forced to figure out the fine print at home, alone…
Confused, concerned (even clueless) with what you need to do, and when you need to do it..
Taking a real risk not knowing exactly how to get things done, done right and done on time…
Anxious and annoyed wishing for and wanting qualified help, but not able to find it…
Wide awake at night, worried and wondering if you’ll make a mistake, or mess something up…
Stressed and second guessing if you’re missing something on the long Medicare “to-do” list…
Spending 20+ hours of your scare free time trying to tackle it all and do-it-yourself…
THE NEW WAY TO PREPARE FOR MEDICARE:
Relieved and reassured with each step of the process explained in an easy-to-understand way…
Certain and confident with what you need to do, when you need to do it…AND WHY…
Pleased with peace-of-mind knowing exactly how to get things done, done right and done on time, which means no deadlines are missed…
Sleep soundly and stress-free having your hand held, from start to finish, so no mistakes are made, and nothing is ever messed up…
Save time and your sanity enjoying a simpler, easier and effortless Medicare experience where every piece of the puzzle is done-for-you by a proven local expert…FREE!
Apply For Your Appointment Now by clicking the BIG button below
THINK THIS SOUNDS TOO GOOD TO BE TRUE?
THERE IS NO CATCH!
If You're Wondering Why The Medicare SmartStart Program™ Is Available To You All For FREE...
Well, there are actually a few good reasons…
Because, in our opinion, we believe there is a real lack of reliable Medicare resources so we invested in bringing this 5-star rated, nationally recognized program to the area as our way of paying forward what we found works as a smarter, strategic solution to the problem the Federal Government won’t solve and the Insurance Companies can’t because their intent is not education, it’s solicitation to sell you their stuff…
Unlike Insurance Company employees or fee-based brokers who may be bribed, bonused or bought-off, we don’t make our money by having to persuade or pressure you to buy a certain companies coverage over others that is not in your best interest. (We actually work on a fixed fee-for-service as an independent contractor which means we get paid based purely on how many people we help each month no matter how we help you, or what insurance plan you pick — we have NO incentive, influence, or conflict of interest)…and that important difference and distinction is why it doesn’t hurt us to educate and empower you to remain in control of your own choices…
We hope our 5-star rated reputation will far exceed your highest expectations and have such a meaningful impact, that you’ll leave saying “I didn’t know a place like this existed,” and be excited and proud to share our services and refer your friends and family in the future…
Lastly, we think working hard to have our IMPACT be bigger than our income is important. We’ve discovered a new, different way to prepare for Medicare and finally able to solve the problem that so many people have struggled with for so long. People need to know they don’t have to deal with Medicare on their own, alone. And quite honestly, we just think the information we have is just really helpful for most people and families who need to do something with Medicare, aren’t sure where to start, are we’re just happy and humbled we can help.
But We Can’t Always Help Everyone All The Time…
Here’s why…
We mentioned before we have very limited availability for appointment and with the number of people we can work with.
It’s due to the complexity and coordination with Medicare on your behalf, and the time it takes us to do everything for you behind-the-scenes with filing your forms, coordinating your coverage, and reviewing and researching insurance plans you can pick from, with highly rated recommendations that will do what you want at a price you want to pay.
We only have the ability and availability to schedule about 10-15 appointments each week, average 40 every month…and they fill up fast!
If this page is still here, then the FREE Medicare SmartStart Program™ is still available for you to use. But, we reserve the right to pull this page down at any time if our calendar is completely booked, or we can no longer keep up with demand…
…and with more and more Baby Boomers in the Seattle area turning 65 every day, ready to retire and get away from the dumbs dumbs they have to deal with at work…it might be busier sooner than later it seems.
So, we can only encourage you to not wait…you don’t want to miss out on this opportunity.
Apply For Your Appointment Now by clicking the BIG button below
If You're Wondering Why The Medicare SmartStart Program™ Is Available To You All For FREE...
Our services are 100% FREE and GUARANTEED!
We stand firmly behind what we say we will do and do what we say and understand in this world it’s understandably difficult to overcome suspicion and skepticism regarding anything to do with Medicare since you might be fearful of being scammed.
We’d like the chance to earn you trust and prove that we can and will exceed your expectations and we’re willing to put our reputation to the test.
Because our educational program is 100% Free, what we can offer you is this:
After we meet if you do not believe your time was wasted and our time together was not valuable at all, just look us in the eye and let us know and we’ll write a check for $100.00 to the charity of your choice before you leave, no questions!
We 100% GUARANTEE you a frustration-free Medicare experience!
Sound fair?
I’m hoping we hear from you! We appreciate you taking the time to read this letter and look forward to working with you soon!
Dedicated to helping you Start Medicare Smartly,
Scott Crow
Owner and President
Insure and Retire
Medicare SmartStart Program ™ of King County
P.S. In case you’re one of those people (like me) who just skips to the end, here’s what you need to know…
We are the only approved agency authorized to offer you access to the 5-star rated and nationally recognized Medicare SmartStart Program™ in King County — it is 100% FREE — absolutely no cost to you!
There’s no catch, no gimmicks…you will not be dealing directly with any Insurance Company employees trying to sell you something or anything like that.
And after you apply for your appointment, we get together and we see what your situation is and what might need to be done, we can decide if its right to move forward and work together.
In fact, if after our time together you do not believe it was valuable or you feel like your time was wasted…just let me know and I will personally write a $100.00 check to the charity of your choice before you leave…not questions asked!
`So, if you feel the FREE Medicare SmartStart Program™ is the thing that will help take away all the stress of trying to tackle Medicare on your own, just click the BIG BUTTON below to apply for your appointment with me and put this proven program to work for you (if there are still any available…)
Apply For Your Appointment Now by clicking the BIG button below
