As a new Medicare beneficiary you have important decisions to make about the future of your healthcare. Unfortunately, understanding the “ins-and-outs” and selecting the right plan based on your needs can be challenging. It can be quite difficult to understand all the requirements, application procedures, and payment guidelines involved with it. This is where Insure and Retire comes in.
Located in Renton, Washington, We offer all the information you need to help you pick the right plan. We understand that each health insurance plan is different. What’s right for your neighbor or even for your spouse may not be right for you. We’ll help you go over all your available options and clear up all points of confusion.
Start by downloading your guide to understanding Medicare where you’ll learn the important basics and then for more in-depth information read through the content of this site and connect with me for free assistance.
Part A covers the expenses you have if you’re in the hospital. In most cases, you don’t pay premiums for Part A. This Part of Medicare can also be called nursing care as it pays for nursing services in hospital or skilled nursing facility or rehab hospital. It covers most other costs associated with in-patient stays, excluding physician services. In most cases, you don’t pay premiums for Part A.
Part B covers many outpatient expenses. You have to purchase Part B coverage. Part B helps cover doctors’ services and outpatient care. There is a wide range of services it covers including doctor visits, lab and diagnostic services and some medical services not covered under Part A like physical therapy and home health care. You have to purchase Part B coverage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D is the federal government’s prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Most of our clients are surprised to hear that Medicare doesn’t offer much coverage when it comes to dental, vision, and hearing services. We’ve come to understand that all three of these areas play a vital role when it comes to our overall health, so it’s a wonder Medicare doesn’t include these in its benefits.
Life Insurance is not complicated or expensive when you work with one of our licensed agents. Let’s explore options to protect you and your loved ones.
Insurance is designed to help fill some of the co-payments, deductibles and out-of-pocket expenses of your health insurance plan. Cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, critical accidents, skilled nursing stays and more.
Cancer, heart attacks, and strokes are three of the most common causes of death in the world. In fact, half of all men and one third of all women develop cancer within their lifetimes. This is often in spite of their best efforts to maintain a healthy lifestyle.
Financial planning for the future is important. There are so many decisions that need to be made and they all can have big impacts on your financial situation in the future. If you’re ready to begin making those important decisions, Insure and Retire is here to help. Our team of experienced insurance professionals can help make the process easier and guide you in the right direction.
Insurance is a type of health insurance coverage that is available for individuals and families rather than coverage under the employer or organizations. When you have that option most people prefer to get their coverage through the employer but if that isn’t possible in your case, you’ll need to seek coverage on your own.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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