Think back to 2008, when millions of Americans lost their life savings in a flash. Actually, to be more precise, retirement savers lost $2,000,000,000,000 (that’s $2 trillion dollars in case you’re wondering) in 15 months during the last stock market “crash”. Were you one of the millions of people included in those numbers? Insure & Retire offers a solution you can trust.
Our advisors specialize in a concept called Fixed Indexing. Fixed Indexing allows you to capture the upside of the stock market without taking on the downside, it’s simply taking the loss out of investing.
Using an index as an indicator or benchmark and not directly investing in the stock market is the secret to this formula. Your account receives a guaranteed minimum, when the index has a negative annual return meaning your account value can never go backwards.
The reason we CHOSE to specialize in this concept is because we truly believe in it’s benefits and the way it works. This concept can be applied to Annuities or the Tax Free Private Pension Plan, yet most advisors don’t know how to properly use it. If structured correctly, it can be the best financial decision you’ll ever make. Fixed Indexing can work for everyone from MILLENNIALS to RETIREES. Individuals already contributing to a 401(k), IRA, 403(b), or 457 should strongly consider adding this concept to your retirement planning portfolio to hedge your stock market loses.